@extends('layouts.public') @section('title', 'Compliance - FinAegis') @section('seo') @include('partials.seo', [ 'title' => 'Compliance - FinAegis', 'description' => 'FinAegis compliance-ready architecture. Built to meet EU regulatory standards and integrate with licensed financial institutions.', 'keywords' => 'FinAegis, compliance, regulation, PSD2, EMD2, MiCA, KYC, AML, GDPR, security', ]) @endsection @section('content')

Compliance-Ready Architecture

Built for EU regulatory compliance from day one. PSD2, EMD2, MiCA, KYC/AML, GDPR, and MiFID II adapters with jurisdiction-aware routing.

Designed for EU Regulatory Compliance

Our platform architecture is built to support EMI licensing requirements and can integrate with licensed partners for compliant operations across the European Union.

PSD2 Compatible

Architecture designed to support Payment Services Directive 2 requirements when operating with licensed partners.

  • • Strong Customer Authentication (SCA)
  • • Open Banking API standards
  • • Account Information Services (AIS)
  • • Payment Initiation Services (PIS)

EMD2 Ready

Platform architecture prepared for Electronic Money Directive 2 compliance requirements.

  • • Support for fund safeguarding
  • • Customer fund segregation
  • • E-money redemption workflows
  • • Operational resilience features

MiCA Compatible Design

Infrastructure designed with Markets in Crypto-Assets regulation in mind for future digital asset operations.

  • • Asset-referenced token framework
  • • E-money token compliance
  • • Reserve asset management
  • • Stability mechanism requirements

KYC/AML System Architecture

Basic Verification

Level 1
  • National ID verification
  • Selfie with liveness check
  • Automated risk scoring
Daily Limit
€10,000

Enhanced Verification

Level 2
  • Passport verification
  • Proof of address
  • PEP & sanctions screening
Daily Limit
€50,000

Full Verification

Level 3
  • All previous checks
  • Source of funds verification
  • Enhanced due diligence
Daily Limit
Unlimited

Anti-Money Laundering (AML) Framework

Real-Time Transaction Monitoring

  • Pattern Detection
    Structuring, velocity, and unusual patterns
  • Threshold Monitoring
    €10,000 CTR threshold tracking
  • Risk Scoring
    ML-based transaction risk assessment

Automated Regulatory Reporting

  • Currency Transaction Reports (CTR)
    Daily automated generation
  • Suspicious Activity Reports (SAR)
    Monthly candidate identification
  • Compliance Dashboards
    Real-time metrics and alerts

GDPR & Data Protection

Data Export

Full data portability support

Right to Deletion

Secure data anonymization

Retention Policies

Automated data lifecycle

Consent Management

Granular privacy controls

Example Banking Integrations

Disclaimer: The following are example integrations demonstrating our platform's technical capabilities. These are not active partnerships or endorsements. If your institution is listed and you would like it removed, please contact us at info@finaegis.org.

Example

Paysera Connector

EMI Integration Example

  • • API integration ready
  • • Multi-currency support
  • • SEPA payments
  • • PSD2 compatible APIs
Example

Deutsche Bank API

Banking Integration Demo

  • • Corporate API access
  • • Multi-currency accounts
  • • SWIFT connectivity
  • • SEPA Instant support
Example

Santander Module

Open Banking Sample

  • • Open Banking APIs
  • • Account aggregation
  • • Payment initiation
  • • Real-time balances
Available

Custom Integrations

Your Bank Here

  • • Modular architecture
  • • Standard interfaces
  • • Webhook support
  • • Easy integration

These reference implementations demonstrate our platform's integration patterns and capabilities.
No partnerships or endorsements are implied.

Security Architecture & Best Practices

OWASP
Security Guidelines
AES-256
Data Encryption
OAuth 2.0
API Security
bcrypt
Password Hashing

Platform Compliance Features

Real-time
Transaction Logging
Automated
Risk Scoring
Built-in
Audit Trail
Flexible
KYC Workflows

API Endpoints for Compliance Features

Note: For api.finaegis.org subdomain, these endpoints are available without the /api prefix. For example: https://api.finaegis.org/compliance/kyc/status instead of https://api.finaegis.org/api/compliance/kyc/status

KYC Endpoints

  • GET /api/compliance/kyc/status
  • GET /api/compliance/kyc/requirements
  • POST /api/compliance/kyc/submit
  • POST /api/compliance/kyc/documents

GDPR Endpoints

  • GET /api/compliance/gdpr/consent
  • POST /api/compliance/gdpr/consent
  • POST /api/compliance/gdpr/export
  • POST /api/compliance/gdpr/delete

Regulatory Reporting

  • POST /api/regulatory/reports/ctr
  • POST /api/regulatory/reports/sar-candidates
  • GET /api/regulatory/reports
  • GET /api/regulatory/metrics

Bank Health & Alerting

  • POST /api/bank-health/check
  • GET /api/bank-health/status
  • GET /api/bank-health/alerts/stats
  • PUT /api/bank-health/alerts/config

Learn More About Our Compliance Architecture

Interested in how our platform can support your compliance requirements? Contact us to learn more about integration possibilities.

Contact Us View API Documentation
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